Sr. Capital Planning & Stress Testing Analyst
Company: VyStar Credit Union
Location: Jacksonville
Posted on: April 7, 2026
|
|
|
Job Description:
At VyStar, we offer competitive pay, an excellent benefit
package that includes a 401(k) Plan, an extensive paid technical
and on-the-job training program, and tuition reimbursementavailable
to all full and part time employees. Part time positions start at a
minimum of 30 hours per week. We encourage you to become a part of
VyStar Credit Union's family of employees. Sr. Capital Planning &
Stress Testing Analyst Accountability Statement: The incumbent will
be part of the Capital Planning and Stress Testing (“CPST”) Team,
which resides within VyStar’s front-line Finance department. The
CPST Team is responsible for overseeing the capital planning and
stress testing processes to ensure our institution’s compliance
with regulatory requirements and to maintain robust capital
adequacy. The Sr. Capital Stress Test Analyst will be active in the
development, implementation, and execution of the capital planning
and stress testing processes ensuring alignment with regulatory
guidelines and internal policies. The Sr. Capital Stress Test
Analyst’s key responsibilities will include data collection and
analysis, assisting in the execution of stress testing models and
methodologies, reporting and documentation, continuous improvement
of processes. Essential Job Functions: Support the production of
the capital plan, stress testing and scenario analyses to assess
the credit unions’ capital adequacy under various economic
conditions. Utilize and manage the ALM software, Moody’s ZM Desk,
to enhance modeling accuracy and efficiency Verify the
appropriateness of modeling assumptions Conduct advanced
quantitative analysis to assess financial risks and support
strategic decision-making processes. Develop, validate, and
maintain financial models for stress testing and capital planning.
Lead the preparation of reports for capital planning and stress
testing in compliance with regulatory requirements. Utilize
appropriate tools to create visual representations of data, such as
charts and graphs Work closely with accounting, risk management,
and IT teams to ensure data consistency and accuracy.
Document/Improve processes and methodologies. Implement and oversee
data quality controls and validation checks to ensure the
reliability of data used in simulations and reporting. Ad hoc
projects pertaining to balance sheet analysis, technological
improvements, etc. Proactively plan and manage timelines and
workflow contingencies Support the annual regulatory examination
cycle All employees and business units, as first line of defense,
are expected to proactively help identify, assess, manage, and
report risks within their domain of work. To enhance a healthy risk
culture and support our growth for good pillar, employees will
maintain vigilance in safeguarding our operations while ensuring
compliance with regulatory mandates. The Risk team serves as the
second line of defense by providing risk oversight and credible
challenge whereas the Audit team serves as the third line of
defense by providing risk assurance. Technical Skills: Proficiency
in SQL, Excel, and data visualization tools (e.g., Tableau, Power
BI). Experience using statistical software (e.g., R, Python) for
data analytics and quantitative methods is a plus. Financial
statements and/or Fixed Income markets knowledge ALM software such
as Moody’s ZMdesk, QRM, FiServ (Sendero), FIS (BancWare), Empyrean,
etc. In-depth understanding of balance sheet management, ALM
modeling, capital planning and stress testing regulatory
requirements and processes. Familiarity with credit risk modeling
of Probability of Default (PD), Loss given Default (LGD) and
Exposure at Default (EAD). Exceptional problem-solving abilities
and attention to detail. Strong verbal and written communication
skills to effectively present findings and recommendations.
Experience: Required: 3 years of experience in the analysis of
financial data, preferably within the banking or financial services
industry. Proficiency in data analytics and quantitative methods
Preferred: Minimum of 5 years of experience in data analysis,
preferably within the banking or financial services industry.
Strong knowledge of Asset Liabilities Management (ALM) is a plus.
Education: Bachelor’s degree in finance, Economics, Data Science,
or a related field. A master’s degree, CFA/FRM designation or
progress towards completion is preferred. DISCLAIMERS AND WORK
ENVIRONMENT Nothing in this position description is an implied
contract for employment. The position description is intended to be
an accurate account of the essential functions. The functions are
not all encompassing and are subject to change at any time by
management. The work environment characteristics described are
representative of those that an employee encounters while
performing the essential functions of this job. Reasonable
accommodations may be made to enable individuals with disabilities
to perform the essential functions. As required or requested, may
exert up to 20 pounds of force occasionally and/or a negligible
amount of force constantly to lift, carry, push, pull or otherwise
move objects. VyStar Credit Union is not seeking outside assistance
or accepting unsolicited resumes from staffing agencies or search
firms for employment or contractor opportunities. Any resumes
submitted by an outside vendor to any employee at VyStar via
e-mail, internet, or directly to hiring managers without a valid
written search agreement with the Talent Acquisition / HR
department will be deemed the sole property of VyStar Credit Union.
No placement fee will be paid if a candidate is hired as a result
of the referral, or through other means. Thank you for your inquiry
regarding our current job opening. Your resume will be carefully
reviewed against the position requirements. Should your experience
and skills match, you will be contacted by one of our Human
Resources department staff members. Thank you again for your
interest in this position! VyStar Credit Union Human Resources
Keywords: VyStar Credit Union, Palm Coast , Sr. Capital Planning & Stress Testing Analyst, IT / Software / Systems , Jacksonville, Florida
