Mortgage Originator - East Coast Florida
Company: TRUSTCO BANK
Location: Palm Coast
Posted on: August 5, 2022
Job Description EEO Statement: We are an equal employment
opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color,
religion, sex, national origin, disability status, protected
veteran status or any other characteristic protected by law. Job
Title: Mortgage OriginatorReports to: Vice President of Business
DevelopmentFLSA Status: Non-ExemptSalary Grade: Commission
Supervisory Responsibility: NoSUMMARY:The Mortgage Originator is
responsible to increase the mortgage loan portfolio by developing
business contacts; attracting mortgage customers; completing
mortgage loan application, processing, and closings.ESSENTIAL
DUTIES AND RESPONSIBILITIES include the following. Other duties may
be assigned by supervisor and/or Trustco Bank's Board of
- Develop a business referral network through marketing,
cold-calling, prospecting and networking activities. A mortgage
loan officer's network may consist of real estate professionals,
builders, professional and personal contacts, as well as other
valuable referral sources, and is enhanced by the mortgage loan
officer's regular participation in business related development
opportunities, community efforts to promote homeownership and
- Participate in community efforts to promote home
- Follow up on internet and branch referrals on prospective
- Meet with prospective borrowers.
- Review and analyze credit and financial data to determine
borrower financing objectives and goals.
- Present appropriate Bank products and programs and explain
- Advise of pricing and terms as required. Identify appropriate
opportunities to sell additional products.
- Collect supporting loan documentation as required and provide
complete package to the Mortgage Department.REQUIRED
- High School Diploma or equivalent education or experience.
- Sales experience within a residential lending environment.
- Effective verbal and written communication skills.
- Well organized with the ability to manage multiple tasks and
work to time sensitive deadlines.
- Ability to work well independently and in groups.
- Working knowledge with Microsoft Office Programs; Excel and
- Must be eligible to be registered in the Nationwide Mortgage
Licensing System & Registry for purposes of SAFE Act.PREFERRED
- A bachelor's degree in a business related field. POSITION
TYPE/EXPECTED HOURS: This is a full time position. Office hours
Monday – Friday 8:30am – 5:00pm. Evening and weekend work may be
required as job duties demand. TRAVEL: Travel using personal
vehicle, occasional overnight travel. Valid driver's license
required. LANGUAGE SKILLS:Must be able to speak, read, write, and
understand the primary language(s) used in the workplace; bilingual
skills a plus. Ability to read, analyze, and interpret general
business information, including but not limited to company policies
and procedures. Ability to effectively present information and
respond to questions from groups of managers and customers.PHYSICAL
DEMANDS: The physical demands described here are representative of
those that must be met by an employee to successfully perform the
essential functions of this job. Reasonable accommodations may be
made to enable individuals with disabilities to perform the
- This is largely sedentary role, requiring use of typical office
equipment such as a computer, laptop and phone.
- Ability to communicate both in person and/or by telephone.WORK
ENVIRONMENT: The work environment characteristics described here
are representative of those an employee encounters while performing
the essential functions of this job. Reasonable accommodations may
be made to enable individuals with disabilities to perform the
essential functions.While performing the duties of this job, the
employee is frequently exposed to outside conditions. The employee
is occasionally exposed to a variety of extreme working conditions,
such as construction sites. The noise level in the work environment
or at certain sites can be loud. OTHER DUTIES:Please note this job
description is not designed to cover or contain a comprehensive
listing of all activities, duties or responsibilities that are
required of the employee for this job. Duties, responsibilities and
activities may change at any time with or without notice.
AFFIRMATIVE ACTION PLAN/EQUAL EMPLOYMENT OPPORTUNITY
STATEMENT:Trustco Bank is an equal opportunity/affirmative action
employer. It is the policy of Trustco Bank to take affirmative
action in affording equal employment opportunities to all qualified
persons without regard to race, color, religion, sex, national
origin, age, marital status, genetic information, disability or
protected veteran status.This includes, but is not limited to, the
following: • Hiring, placement, upgrading, transfer, demotion or
promotion• Recruitment, advertising or solicitation for employment•
Treatment during employment• Rates of pay or other forms of
compensation• Selection for training, including apprenticeship•
Layoff or terminationIt is the policy of Trustco Bank to cooperate
to the fullest extent with the applicable regulations of the Civil
Rights Act and any legislation on Equal Employment Opportunity.
Keywords: TRUSTCO BANK, Palm Coast , Mortgage Originator - East Coast Florida, Other , Palm Coast, Florida
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